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18038 S Gambel Oak Dr

Aurora Highlands · Aurora, CO

$619,000Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $3,305 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab) $3,914/mo (est.)3 bd · 2.5 ba · 2,020 sqftListed 92 days agoHouseBuilt 2025Sample: fictional home, for the demo.The home, its seller and Timberline & Ridge Real Estate are fictional; the photos are stock.

Homiy says: I like the ≈ 4-min walk to Sunset Park and the 7,900 sqft lot with a basement that could become a unit. I'd read the HOA's documents first.

Why Homiy likes it

+1 more
  • Newly built (per the listing)Sample: fictional home, for the demo.
Things to check (10)

Value over time

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Grow its value

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Typical national costs and resale recoup from the cited report; your bids and your market will differ.

Monthly and cash cost

Monthly housing payment (est.)

Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $3,305 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab)

≈ $3,914

Cash needed in total (est.)

EstimateA 20% down payment, closing costs, prepaids and the planned Homiy fee, deposits included.Not included: a home inspection, moving, immediate repairs, or reserves a lender may want you to keep after closing.

≈ $138,190

What can change after year 1Tax, insurance, HOA dues, mortgage insurance and escrow

The monthly figure is a year-1 estimate. These move it later.

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Details
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Things to check

For a house built in 2025

Location

Facts

Type
House
Year built
2025
Lot
7,900 sqft
HOA dues
$125/mo
Property tax (current bill)
$3,220/yr
Zoning
Single-family residential
More facts
Days on market
92
Listing brokerage
Timberline & Ridge Real Estate
Price history
  1. Aug 21, 2026Price cut$619,000(-$20,000)
  2. Jun 26, 2026Listed$639,000

Listing broker's figures (sample listing). Not measured by Homiy.

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$619,000

Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $3,305 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab) $3,914/mo

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