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3649 Dogwood Trace Dr

Ballantyne · Charlotte, NC

$759,000Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $4,052 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab) $4,862/mo (est.)4 bd · 3 ba · 3,590 sqftListed 42 days agoHouseBuilt 2026Sample: fictional home, for the demo.The home, its seller and Sweetgum & Rafter Realty are fictional; the photos are stock.

Homiy says: I like the ≈ 3-min walk to Ballantyne's Backyard Community Park and the 8,050 sqft lot with room for a backyard cottage. I'd read the HOA's documents first.

Why Homiy likes it

+1 more
  • Newly built (per the listing)Sample: fictional home, for the demo.
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Value over time

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Typical national costs and resale recoup from the cited report; your bids and your market will differ.

Monthly and cash cost

Monthly housing payment (est.)

Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $4,052 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab)

≈ $4,862

Cash needed in total (est.)

EstimateA 20% down payment, closing costs, prepaids and the planned Homiy fee, deposits included.Not included: a home inspection, moving, immediate repairs, or reserves a lender may want you to keep after closing.

≈ $170,185

What can change after year 1Tax, insurance, HOA dues, mortgage insurance and escrow

The monthly figure is a year-1 estimate. These move it later.

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Details
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Things to check

For a house built in 2026

Location

Facts

Type
House
Year built
2026
Lot
8,050 sqft
HOA dues
$50/mo
Property tax (current bill)
$5,820/yr
Zoning
N1-A
More facts
Days on market
42
Listing brokerage
Sweetgum & Rafter Realty
Price history
  1. Sep 23, 2026Price cut$759,000(-$15,000)
  2. Aug 15, 2026Listed$774,000

Listing broker's figures (sample listing). Not measured by Homiy.

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$759,000

Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $4,052 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab) $4,862/mo

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