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Sample1 / 4 photos

4182 N Acacia Ln

Fig Garden · Fresno, CA

$484,900Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $2,589 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab) $3,206/mo (est.)3 bd · 2.5 ba · 1,720 sqftListed 64 days agoHouseBuilt 1970Sample: fictional home, for the demo.The home, its seller and Marigold & Bungalow Real Estate are fictional; the photos are stock.

Homiy says: I like the 5,800 sqft lot with room for a backyard cottage and the 5-year-old roof. I'd ask first what bolting it to its foundation would take.

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Typical national costs and resale recoup from the cited report; your bids and your market will differ.

Monthly and cash cost

Monthly housing payment (est.)

Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $2,589 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab)

≈ $3,206

Cash needed in total (est.)

EstimateA 20% down payment, closing costs, prepaids and the planned Homiy fee, deposits included.Not included: a home inspection, moving, immediate repairs, or reserves a lender may want you to keep after closing.

≈ $110,166

What can change after year 1Tax, insurance, mortgage insurance and escrow

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Details
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Things to check

For a house built in 1970

Location

Facts

Type
House
Year built
1970
Lot
5,800 sqft
HOA dues
None
Property tax (current bill)
$5,030/yr
Zoning
RS-5
More facts
Days on market
64
Listing brokerage
Marigold & Bungalow Real Estate
Price history
  1. Jul 24, 2026Listed$484,900(+$131,900)
  2. Oct 3, 2021Sold$353,000

Listing broker's figures (sample listing). Not measured by Homiy.

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$484,900

Estimate20% down · 30-year fixed at 7.03% (Freddie Mac average) · 360 monthly loan payments of $2,589 · APR not calculated (it depends on the lender's fees) · includes principal and interest, property tax, home insurance and any HOA dues, plus mortgage insurance below 20% down. Not included: upkeep, utilities, flood insurance, special assessments.7.03% is Freddie Mac's average 30-year fixed rate for the week of Sep 24, 2026, for buyers with 20% down and excellent credit. It isn't an offer or an APR.Source: Freddie Mac Primary Mortgage Market Survey, week of Sep 24, 2026 · Sep 24, 2026 (opens in a new tab) $3,206/mo

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