Is this normal? Mail and calls after closing

New owners get mail about mortgage protection insurance, paid biweekly plans and refinances that may not save money.

• Opt out of prescreened credit offers at (888) 567-8688.
• Set up biweekly payments yourself if you want them; you don't have to pay for that.
• Check any refinance against a Loan Estimate. Known¹

The company you pay can change; real notices come from both companies with dates and contact details. Rule^2,1

Confirm any change by calling the number on your current statement, not one from an unexpected letter. Rule^2,1

A lower rate helps only if the savings outrun the closing costs before you move.

• Get a Loan Estimate for the new loan.
• Add up the closing costs and compare them with your monthly savings.
• Think about how long you'll stay. Known¹