Wire fraud: the one call that saves you

Scammers send fake last-minute wiring instructions days before closing, posing as your agent. Known¹

Before you send money, call the company at a phone number you already have and confirm the account name and number. Never use payment instructions, phone numbers or links from an email: scammers copy real ones. Known^2,3

• Before closing week, save the phone numbers of two people who can confirm payment details, like your agent and the closing office.
• If you like, agree on a code phrase with them.
• Don't email account numbers or other financial details. Known^2,3

Your earnest money. Send your earnest money after confirming the wiring instructions by phone. Known²

Your cash to close. Verify wiring instructions by phone, then send your cash to close. Known^2,3

Sent money to the wrong place? Call your bank right away to ask for a recall, and report it at ic3.gov. Known^2,3